Skip to main content

Farm & Ranch Loans

At Plains Land Bank, we care about your success. We specialize in financing farm and ranch properties for full-time and part-time ag producers.

How do I get a farm and ranch loan?

If this is your first time taking out a farm loan, chances are you need capital to finance a new agricultural business or to expand an existing one.

Getting an agricultural loan can be overwhelming. The Plains Land Bank loan offices are more than happy to walk you through the entire process and make the experience more manageable.  Our financial experts will assess things such as your creditworthiness, your plan to pay back the loan, as well as your business management skills. Together, we will find a solution that works for your operation.

How to apply for a farm and ranch loan?

Farm and ranch financing can be personalized to your individual needs.

Since we don’t have acreage restrictions, you can finance both small and large properties. What’s more, depending on your cash flow, you can make payments annually, semiannually, quarterly, or monthly and choose between a competitively priced fixed or variable rate. The fixed rate can be set for as long as 20 years.

We offer a variety of loans including:

  • Land purchases and refinancing
  • Facilities construction and improvements
  • Irrigation improvements

Ready to explore? Make the first step towards your dream? You can choose between two easy options to begin your application process. Visit one of our branches and speak with a loan officer or download a loan application and send it via fax or email.

Curious to see how much your monthly payment will be? Head over to our loan calculator page.

Let’s Talk!

Want to get started with your loan in person? Fill out our quick loan inquiry and the right person will help you get the process started!

    Your Name: *

    Phone Number:

    Email Address: *

    Loan Amount: *

    Your County of Residence *

    Have Questions?

    We have answers! Check out our Loan FAQ, or contact us anytime to help with the loan application process.
    Frequent QuestionsContact Us!

    You are now leaving Plains Land Bank, FLCA

    Plains Land Bank, FLCA provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Plains Land Bank, FLCA, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

    You will be redirected to

    Click the link above to continue or CANCEL

    Skip to content