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Loan Programs

Financing your agricultural lifestyle on the Texas Panhandle has never been easier with our assortment of land loans.

At Plains Land Bank, you’ll work with specialists who understand agriculture and the rural way of life. You can finance properties large and small, because we don’t have acreage restrictions. And you can take your pick of flexible loan programs for a custom fit. Whether you’re securing a loan on a new farm, refinancing a ranch, building a new rural home or purchasing a piece of land to call your own, we have the solutions.

Talk with our qualified lenders today and see what we have to offer.

Farm & Ranch Loans

Getting an agricultural loan can be overwhelming. The Plains Land Bank loan offices are more than happy to walk you through the entire process and make the experience more manageable. Our financial experts will assess things such as your creditworthiness, your plan to pay back the loan, as well as your business management skills. Together, we will find a solution that works for your operation.
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Recreational Land Loans

You’ve always wanted a place in the country where you can enjoy nature with family and friends. Whether you farm full-time or ranch on the weekends, you’ll find customized financing at Plains Land Bank.
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Rural Residence Loans

When you want to live in the country, nothing else will do. We’re on your side and have been providing rural property loans and financing for over 100 years. You can buy, build, improve or refinance a home on acreage of any size with a rural real estate loan from Plains Land Bank.
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Beginning Farmers & Ranchers Loans

We believe in the future of agriculture and we know it takes time to build capital and credit history. So, we take extra steps to help you get started by offering first time farmer loans to producers and potential producers in the Panhandle and South Plains. We also believe in tradition. As a co-operative owned by our stockholder-borrowers, we know farming and ranching are difficult and we’ve seen what it takes to create a successful operation.
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Loan Programs

Take your pick of our flexible loan programs! Whether you’re securing a loan on a new farm, refinancing a ranch, building a new rural home or purchasing a piece of land to call your own, we have the solutions.
Farm & Ranch LoansRecreational Land LoansRural Residence LoansBeginning Farmers & Ranchers Loans

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We have answers! Check out our Loan FAQ, or contact us anytime to help with the loan application process.
Frequent QuestionsContact Us!

Have questions about getting a loan? Click to read common questions we receive about the process.

Frequent Loan Questions

Does a loan make sense for you? Plug your money into our loan calculator and get details on financing and rates.

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