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Message from our CEO

Kay Lynn McLaughlin

Chief Executive Officer

Helping People Own a Piece of Texas


Our mission of “Helping People Own a Piece of Texas” in good times and in bad, is just that. Plains Land Bank sets itself apart by providing in-depth knowledge and expertise in agriculture and rural residence lending through personalized service when our stockholders need it most. Through the cooperative model, our team’s commitment remains superior customer service, a financially safe and sound association, while at the same time providing a strong return to our shareholders in the form of an all-cash patronage.

At Plains Land Bank, our staff is dedicated to serve our stockholders and seek customized financial solutions. The year 2022 would prove no different as challenges continued to progress throughout the world economy and impact all facets of agriculture. Commodity market volatility, supply chain and essential product inventory disruptions, regional drought, an historic increase in inflation and a rapid rise in interest rates would create a an unpredictable and uncertain environment for all our stockholders.

The agriculture industry has long displayed resilience, heart and dedication in producing and providing the world with food, fiber and fuel. The Texas Panhandle and you our stockholders, set the example for all to follow as you continue your long history of success in the face of adversity.

Despite the challenges faced in 2022, thanks to our stockholders and our dedicated team of employees, Plains Land Bank enjoyed a year of strong portfolio growth, while also maintaining excellent credit quality. Record earnings resulted in the board’s decision to issue the largest all-cash patronage in the history of this association. We continue to work hand in hand, improving efficiencies through technology, to deliver personalized services to quickly meet the needs of these uncertain times. As we have for over 100 years, Plains Land Bank will be here so that together we can help continue the legacies that you tirelessly work to pass on to future generations.

Thank you for your continued business.

Best Regards,

Kay Lynn McLaughlin
Chief Executive Officer

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